Privacy Policy

Effective Date: April 1, 2026

Financial Literacy Institute (“we,” “us,” or “our”) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website.

By using this website, you agree to the terms of this Privacy Policy.

1. Information We Collect

Information Collected Automatically

When you visit our website, we may automatically collect certain information, including:

  • IP address
  • Browser type and version
  • Device type and operating system
  • Pages visited and time spent on the site
  • Referring and exit pages
  • Date and time of visits

This information is used to maintain and improve website performance, analyze usage trends, and ensure the security and integrity of our systems.

Information You Provide Voluntarily

We may collect personal information that you voluntarily provide through forms on our website, such as a contact form. This may include:

  • Name
  • Email address
  • Phone number
  • Any message or content you submit

We use this information solely to respond to your inquiries and provide requested information or services.

2. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your experience and analyze website traffic.

Types of cookies we may use include:

  • Essential cookies, which are necessary for the website to function properly
  • Analytics cookies, which help us understand how users interact with the site (for example, through tools such as Google Analytics that collect aggregated usage data like pages visited, time on site, and device type)
  • Preference cookies, which store user settings and preferences

You will be presented with a cookie consent banner that allows you to accept or manage your cookie preferences. You may also control cookies through your browser settings.

3. How We Use Your Information

We use the information we collect to:

  • Operate and maintain our website
  • Improve functionality and user experience
  • Respond to inquiries and communications
  • Monitor and analyze usage trends
  • Protect against unauthorized access, misuse, or security threats

4. Sharing of Information

We do not sell your personal information.

We may share information in limited circumstances, including:

  • With service providers that assist in operating our website (such as analytics providers)
  • When required by law, regulation, or legal process
  • To protect the rights, safety, and security of our organization, users, or others

5. Data Retention

We retain personal information only for as long as necessary to fulfill the purposes described in this Privacy Policy, unless a longer retention period is required or permitted by law.

6. Data Security

We implement reasonable administrative, technical, and physical safeguards to protect your information. These measures include restricting access to systems and data, encrypting sensitive information during transmission, and maintaining secure storage practices.

However, no method of transmission over the Internet or electronic storage is completely secure.

7. Your Privacy Rights (California Residents)

If you are a California resident, you may have rights under the California Consumer Privacy Act (CCPA/CPRA), including:

  • The right to know what personal information we collect and how it is used
  • The right to request deletion of your personal information
  • The right to correct inaccurate personal information
  • The right to opt out of the sale or sharing of personal information (note: we do not sell personal information)
  • The right to non-discrimination for exercising your privacy rights

To exercise these rights, please contact us using the information provided below.

8. Global Privacy Control

We recognize and honor Global Privacy Control (GPC) signals as a valid request to opt out of the sale or sharing of personal information under applicable laws, including the CCPA/CPRA.

If your browser or device sends a GPC signal, we will treat that signal as a request to opt out of any sale or sharing of your personal information, where applicable.

9. Children’s Privacy

This website is not directed to children under the age of 13, and we do not knowingly collect personal information from children.

If we become aware that we have collected personal information from a child under 13 without verified parental consent, we will take steps to delete that information promptly.

If you believe that a child has provided personal information through this website, please contact us.

10. International Users (Including GDPR Notice)

If you are accessing this website from outside the United States, please be aware that your information may be transferred to, stored, and processed in the United States or other jurisdictions where our service providers operate.

If you are located in the European Economic Area (EEA), United Kingdom, or other regions with applicable data protection laws, you may have certain rights, including:

  • The right to access your personal data
  • The right to correct or update inaccurate data
  • The right to request deletion of your data
  • The right to restrict or object to processing
  • The right to data portability

We process personal data only when we have a legal basis to do so, including your consent, our legitimate interests, or compliance with legal obligations.

11. Links to External Sites

This website may contain links to third-party websites. We are not responsible for the privacy practices or content of those external sites.

We encourage users to review the privacy policies of any third-party websites they visit.

12. Accessibility

We are committed to ensuring digital accessibility for all users, including individuals with disabilities.

Please review our Accessibility Statement for more information on our accessibility efforts and how to request assistance or report an issue.

If you experience difficulty accessing content on this website, please contact us and we will make reasonable efforts to provide the information in an accessible format.

13. Data Breach Notification

In the event of a data breach that compromises personal information, we will take appropriate steps in accordance with applicable laws and regulations. This may include investigating the incident, mitigating potential harm, notifying affected individuals when required, and reporting the breach to regulatory authorities where necessary.

Notifications may be provided via email, website notice, or other legally permitted methods.

14. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated effective date.

Your continued use of the website after changes are posted constitutes your acceptance of those changes.

15. Contact Information

If you have any questions about this Privacy Policy or wish to exercise your privacy rights, please contact us:

Financial Literacy Institute
Delaware State University
1200 N. DuPont Highway
Dover, DE 19901
302-857-6060